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What is the goal for a bank’s RPO?

  1. Up to 24 hours

  2. Less than an hour

  3. 1-4 hours

  4. Hourly backups only

The correct answer is: Less than an hour

The goal for a bank's Recovery Point Objective (RPO) is indeed less than an hour. RPO defines the maximum acceptable amount of data loss measured in time. In the context of a bank, where transactions and data integrity are critical, maintaining a minimal RPO is essential. This means that in the event of a failure or disaster, the bank can recover its data to a point that is no older than one hour. This ensures that customer transactions and financial data remain current and minimizes operational impact. A longer RPO, such as up to 24 hours or in the range of 1-4 hours, would allow for significant data loss, which could be detrimental for a financial institution. Similarly, specifying hourly backups without a clear requirement of the data retention policy doesn't align with the strategic goal to minimize data loss. Thus, aiming for less than an hour is crucial for ensuring that the bank can quickly recover and maintain its commitment to service reliability and data integrity.